As one of the largest independent employee benefit firms in Ontario, we have been curating customized employee benefits and group retirement savings plans since 2008. We service more than 750 organizations, ranging from small businesses to unionized environments, touching the lives of more than 25,000 employees across Canada.
​
Group benefits and retirement savings plans is ALL we do. As an independent firm, we have the agility to curate a unique plan to best meet the needs of clients, ensure cost-savings and deliver excellence in customer service. We are proud to share that our team consistently maintains a 98%+ client retention rate year over year.
Group
Retirement
Savings
We design individual and customized plans to help you with your group retirement savings programs.​
​
Our unparalleled knowledge and guidance provide you with the best options to maximize your investment while ensuring maximum value. ​​
​
Our advice will help you with all aspects of your plan including administrative training, educating plan members and finalizing payroll requirements. Our goal is to make your plan rewarding for both your company and employees.​
WHAT WE DO
Employee
Benefits
Our focus is helping employers, both large
and small, optimize their employee benefit plan investment. We design a plan customized for you that offers group health, dental, disability, critical illness and life insurance solutions. ​
​
We work with a wide variety of insurance providers to offer a range of solutions best for your individual company. As independent consultants, we use the strong relationships we have built with our
partners to provide you with the best plan
options for your company.
Cost-Saving
Strategies
Working with our internal team of experts, we have consistently identified pricing issues and long-term claim risks, allowing us to make cost-effective changes for our clients through thorough audits, market surveys and tax-efficient strategies. ​​
​
Small adjustments can lead to substantial tax efficiencies and savings for employers and employees. These savings can be reinvested into enhancing plans or support the organizations bottom line. ​
OUR PROCESS
Once we fully understand your goals, we review your current plan and identify any gaps that don't align with your objectives. We provide you with our expertise on how to implement tax-saving measures and identify cost-saving options. This approach includes working with our suppliers to provide you with tax-efficient plan options that maximize your dollars while meeting employee needs. Our thorough process ensures a customized plan that aligns with your goals, providing educational sessions for employees, ensuring responsible usage of the plan, ongoing support for your team and regular reviews.
DEDICATED ONGOING SUPPORT
Employee
Education
Sessions
-
Plan features
-
Value of the plan
-
Smart consumerism with the plan
-
Retirement Savings Plan
-
Travel benefit requirements
-
Employee Assistance plan and Virtual Care
-
Provider technology
-
Optional insurance benefits
Plan
Administration
Support
-
Plan onboarding
-
One-to-one training for plan administrator
-
Direct support with dedicated client experience specialist for all claims
-
New employee onboarding
-
Employee surveys as needed
-
Technology Platforms
-
Updating employee information/changes
-
Managing your Benefits Annual Checklist
Benchmarking & Reporting
-
Audit of existing plan
-
Plan design options
-
Identify cost-saving opportunities
-
Plan funding options
-
Mid-year benefit and claim reviews
-
In-person renewal discussions
Founded in 2008, we grew rapidly from a small business of 2 team members, to now having 4 locations across the province with a team of 24 passionate employee benefit experts.
​
Our small business roots ensure we continue to focus on people first, providing excellence, advocating for our clients, delivering white glove customer service, and attracting team members that share our values and passion.